（Refund Policy）

1. 開課前申請退費
   • 退還已繳學費之 90%，報名費不予退還。
   Before Course Starts
   • 90% of the tuition will be refunded. Registration fees are non-refundable.
2. 課程已開始，但上課時數未逾總時數三分之一
   • 退還已繳學費之 50%。
   After Course Starts but Before One-Third of Course Completed
   • 50% of the tuition will be refunded.
3. 課程已上超過總時數三分之一
   • 不予退費。
   After One-Third of Course Completed
   • No refund will be granted.
4. 因課程未能開班（非學員責任）
   • 全額退還已繳費用（含報名費與學費）。
   Course Cancellation (Not Student’s Responsibility)
   • A full refund, including tuition and registration fees, will be issued.
5. 退費申請流程
   • 學員須於規定期限內提出申請，並提供退費申請表、繳費收據、身份證件及銀行帳戶資料。
   • 平台將於 30 個工作日內 完成退款。
   Refund Process
   • Refund requests must be submitted within the designated period with a refund form, proof of payment, ID, and bank account details.
   • Refunds will be processed within 30 business days.
6. 手續費與匯差
   • 國內退費：由平台承擔轉帳手續費。
   • 海外退費：如涉及銀行手續費或匯差，由學員自行負擔，退款金額以實際入帳為準。
   Bank Charges and Exchange Differences
   • Domestic refunds: Transfer fees are covered by the platform.
   • International refunds: Bank charges and exchange rate differences are borne by the student, and the refund amount will be based on the actual amount received.